Monday, September 23, 2013

Small Business Tax Credit Obama Care Health Plan

As per healthcare.gov you may qualify for employer health care tax credits if you have fewer than 25 full-time equivalent employees making an average of about $50,000 a year or less.

To qualify for the Small Business Health Care Tax Credit, you must pay at least 50% of your full-time employees' premium costs. You don’t need to offer coverage to your part-time employees or to dependents.

Starting in 2014, the tax credit is worth up to 50% of your contribution toward employees' premium costs (up to 35% for tax-exempt employers).

Obama Care Health Plan for Small Businesses.

Key dates for Obama Care Health Insurance Market Place.

There are 3 key dates you'll want to mark on your calendar:
  • October 1, 2013: Marketplace open enrollment starts
  • January 1, 2014: Health coverage can start
  • March 31, 2014: Open enrollment ends

Obama Care Marketplace insurance will start enrolling on Oct 31, 2013

According to healthcare.gov, the prices of Marketplace plans have not been set yet. Prices will be available October 1, 2013, when open enrollment starts and you can begin shopping.

Starting in October, when you use the Marketplace to compare plans you’ll see prices for all plans available to you. Prices will show any cost savings you may be eligible for based on your income.

Until October 1, you can find a rough estimate of costs and savings by using the Kaiser Family Foundation calculator.

Getting Covered in the Health Insurance Marketplace

Steps to getting covered in the Health Insurance Marketplace

Courtesy Healthcare.gov

You can apply for health coverage, compare all your options, and enroll in a plan in one streamlined application through the Health Insurance Marketplace.

When open enrollment begins October 1, 2013, you can fill out your application and see the health coverage options available to you.

1. Create an account

First provide some basic information. Then choose a user name, password, and security questions for added protection.
2. Apply for Marketplace coverage

Enter information about you and your family, including your income, household size, and more. Use this checklist now to help you gather the information you’ll need.
3. Pick a plan

Next you’ll see all the health insurance plans and programs you’re eligible for and compare them side-by-side. You’ll also find out if you can get lower costs on Marketplace coverage.
4. Enroll

Choose a health insurance plan that meets your needs and enroll! Coverage starts as soon as January 1, 2014.

Friday, September 20, 2013

Obama care and What if I have a pre-existing health condition?

Are you confused?  I hear about Obama care, national health care, health care exchanges but where I can get help.  Check out below for more information.

https://www.healthcare.gov/what-if-i-have-a-pre-existing-health-condition/

What is the Health Insurance Marketplace?

The Marketplace is a new way to find quality health coverage. It can help if you don’t have coverage now or if you have it but want to look at other options.
With one Marketplace application, you can learn if you can get lower costs based on your income, compare your coverage options side-by-side, and enroll.
Checkout on healthcare.gov

How Much Will a Family Save Under the New Federal Health Law?

Under the Affordable Care Act, beginning in 2014, many individuals and families will be eligible to receive subsidized coverage in the Exchange if they are not eligible for Medicare, Medicaid or the Children's Health Insurance Program and are not offered affordable coverage through their employer.
Calculate Your Costs
Find out how much your health insurance might cost and if you may be eligible for financial help by using our cost-estimate calculator.

  1. Enter household size and income for all individuals included on your tax return (yourself and spouse and dependents, if applicable).
  2. Enter age information only for those household members who need coverage.
  3. This interactive calculator estimates how much eligible individuals and families will spend on premiums for an Exchange health plan under the law. The calculator also indicates income-eligibility for Medicaid in states that choose to expand eligibility, including Washington.
The estimated tax credit from the government shown below indicates the amount a family will save on monthly premiums, compared to what they would pay in the individual market without subsidies. Premiums are an average for a "silver plan" in Washington state, but individuals can choose to purchase a more generous or less generous plan. Silver plans offer a more generous level of benefits than most plans in the current individual market.


Controlling norovirus

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Getting norovirus is common. At the Centers for Disease Control and Prevention, Dr. Aron Hall says the virus, which is the leading cause of foodborne illness, spreads easily.


Friday, September 13, 2013

Guide to Home and Community-based Services in Texas Now Available

Guide to Home and Community-based Services in Texas Now Available

Do families of children with disabilities ask you for help finding services and supports for their children in their own homes and communities?

Do you know adults with disabilities who need support so they can get or keep a job? Live independently? Transition from a public school special education program?

Do you know people who are elderly and want to get services and supports in their own homes rather than in a nursing home?

If you answered “yes” to any of these questions, HHSC has developed a guide you can use in talking with families, youth and adults with disabilities, and people who are elderly about home and community-based services that may be available to them through Texas Medicaid. This guide, “Home and Community-based Services: Which Programs Do What?” provides information about six programs that provide home and community-based services. These programs are sometimes called “Medicaid waivers” or “waiver services.”

You can download it in both English and Spanish .


Health care law saves consumers $1.2 billion nationwide

 A new report released today by the Department of Health and Human Services (HHS) shows that 6.8 million consumers saved an estimated $1.2 billion on health insurance premiums in 2012, due to the “rate review” provision of the Affordable Care Act, which brought unprecedented accountability to slow the growth of health insurance premiums.  The Affordable Care Act, along with state efforts, continues to bring scrutiny to proposed health insurance rate increases and is saving consumers real money as a result.
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STAR+PLUS Enrollment Letters Sent in Error

An error resulted in STAR+PLUS enrollment packets being sent to some Department of Aging and Disability Services (DADS) waiver clients. The letters told the clients they needed to choose a plan because they would soon move into STAR+PLUS. These clients are getting a letter correcting this mistake. The new letter will say:   

"We recently sent you a letter that said you would soon be in the Medicaid STAR+PLUS program. We sent you this letter by mistake. You do not need to take any action because of this. You will not be enrolled in STAR+PLUS at this time, even if you picked a medical plan and doctor." 

HHSC also has directed the vendor that made the mistake to call affected clients to explain what happened. For questions, call 1-800-964-2777.