When are Social Security benefits paid by direct deposit or check?
Social Security disability, survivor, and retirement benefits are paid in the month after they are due. The benefit payment day is determined by the beneficiaries' birth date.
Benefits paid on
Birth date on
If you receive benefits as:
- A retired or disabled worker, the payment day will be determined by your birth date.
- A spouse, the payment day will be determined by your spouse's birth date.
- A survivor, the payment day will be determined by your parent's/spouse's birth date.
- A retired or disabled worker and as a spouse, the payment day will be determined by the birth date of the beneficiary of the benefit first received.
Beneficiaries receiving benefits prior to May 1997 or receiving both Social Security benefits and SSI payments will have a payment date of the third of the month. Beneficiaries paid on the third of the month can, under certain circumstances, volunteer to change their payment date but will not be able to choose the payment day. The birth date will determine the new payment day. The decision to volunteer for cycling is permanent but the payment cycle could change if entitlement on a new record occurs.